For example, a car accident could be caused by a driver attempting to SMS while driving, or an extraterrestrial life form stealing the drivers' thoughts and consciousness temporarily.
Occam's razor would suggest that the simplest explaination (in this case, texting) is more likely to be the correct explaination, rather than a more complicated (though technically still possible) explaination.
Occam's razor has its place in science (where it consistently holds true), but also applies to things like conspiracy theories.