Much of it is also habits, related or not. If you aren't taking vitamins, exercising, eating well and isolated from people and things that are detrimental you're obviously not going to have things go smoothly. My family are monsters. It's helped me through it. Or if you're handicapped by mental issues or the like.
I don't buy the psychosis thing, except maybe from edibles. And I absolutely hate to see people stating that it "makes them creative" or other repeated things that they've read or heard somewhere. Oversimplification and lack of education about it is common. Some people just don't handle it well, or are nudged into craziness. Too many people I know didn't read up on what they were getting into with cannabis and psychedelics and want to be into it to be cool, or fit in. I used to smoke to get high. Now I smoke for pain relief.
I'm 38 too.