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For personal budgeting, I believe it's crucial to have a mobile app for entry on the go and basic reports.

Going through statements monthly/weekly and assigning the correct categories retroactively is just too hard.

I’ve always found it much easier to lean on downloaded transactions.

Data entry through the day is way too cumbersome to me.

Am I alone on this?

Same here, I tried the data entry way (telling myself that the friction encourages thinking more before spending). It lasted about 2 years before I started creating import helpers to get transactions from my current accounts and etc.

Now, I put together some JS to create custom import helpers that adapts to different bank formats. Unsurprisingly, banks doesn't seem to want to converge/adopt a standard on transaction exports still (like a simple standard on the CSV will do), despite all the hype about open banking and such. Step by step?

I have some libraries that I reuse to create these custom helpers documented here:

https://docs.prudent.me/docs/dev/creating_ext

This works with the wrapper that I created as well :)

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