This is a great list of my exact same needs. I believe that the correct solution is a desktop application. How many of you/us do you think there are? And how much would you/they pay for this?
Going through statements monthly/weekly and assigning the correct categories retroactively is just too hard.
Data entry through the day is way too cumbersome to me.
Am I alone on this?
Now, I put together some JS to create custom import helpers that adapts to different bank formats. Unsurprisingly, banks doesn't seem to want to converge/adopt a standard on transaction exports still (like a simple standard on the CSV will do), despite all the hype about open banking and such. Step by step?
I have some libraries that I reuse to create these custom helpers documented here:
https://docs.prudent.me/docs/dev/creating_ext
This works with the wrapper that I created as well :)
As I go about normalizing that in my life, I started writing GUIs to make interaction easier and import helpers to make imports easy. Sometime ago, I packaged all of that into a desktop/laptop app: https://prudent.me