There are some chess players in my city, but I haven't the time for that level of commitment.
Playing online via an app with up to 24 hours per move and in-app chatting is best for me. Sure the person can cheat, but I assume most would rather play fairly and win of their own accord rather than a meaningless win via cheating.
Turned out he's competitive and while I was abroad for 6 months he trained hard to beat me.
When I got back the games became competitive and while playing chess we ended up having a business idea and we started a business.
Now 6 months later it earns both of us about what's an average salary here + pays another employee.
He in turn played his cousin while I was away. They got together after since childhood and started going rafting and other adventures.
I know a bunch of stories like that.
All sorts of things can happen that won't happen online. Of course I played online too, and them also ... to improve.
I think even if you think you don't have friends it's good to just play anybody who's down for it. Or join a chess club generally inquire who knows chess when you meet some new cool people.