This would be fraud if the deal turned out to be misrepresented: they promised to give you you "all of the software" and you got something "incomplete."
I'm willing to bet the Terms of Service for whichever piece of theoretical SaaS you're voluntarily opting to purchase a license for clearly outlines your rights and relationship with the vendor.
It's not "fraud" just because you think it ought to be.
The game industry and microsoft are well ware of the publics lack of understanding of how computers and computer networking work. Two pre-requisites you would need to have a functioning market. The information asymmetry between game buyer and game maker is off the charts.
I who do not want DRM and spyware in windows 10 are now forced along because ignorant parents buying computers don't understand or don't care about such an issue. Meaning I lose control of my rights to own my own files and not be spied on because the worlds global public is computer stupid.