> Take $10m or $24m from a large corporation, someone is going to notice.

This is the problem with stealing "easy money." It's hard to stop, especially if you don't spend the first portion of money wisely.

It's why card skimmers always get caught, too, eventually. They can't just steal $100,000 and be done with it. That's barely enough for a fully loaded Tesla Model S. They have to keep on stealing, and after a few years of this, are you really going to go back to a 9-5 job paying you $30,000 or less a year for hard work?

So it's not really about criminals "being dumb" about continuing to steal the money, unless you define being dumb the moment they first did it. It's more about them feeling like they have no choice but to keep doing it.