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It is nice to get to that place where you have enough.

I'm at the spot in my career, where I don't want any advancement or promotions. I'm happy doing what I'm doing. I've got a nice nest egg saved up, so money isn't that big of a motivator.. Really at this point my career is on cruise control, just biding time until I can retire. I'm still learning new technologies, but it is because I want to, not because I have to. Really takes the stress off.

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If you don't mind my asking, how do you plan for your retirement? How much money etc. needed?

Basically I know what my costs are today. I take that number and adjust for inflation. I use 3% for that number. I know that some costs will go down, for example my house will be paid off. I know some such as health care will go up. I figure it will be a wash budget wise. That gives me a future number I need to adjust for.

I then take the current value of my savings, plus future planed savings and estimate their future value using several different rates of return. That gives me a savings rate that I need to shoot for, which I generally try to exceed that rate.

Not OP but I believe he is referring to the concept of Financial Independence. There is an excellent reddit community and wiki on the topic [1]. [1] https://www.reddit.com/r/financialindependence/wiki/faq

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