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the big picture of this excellent article is: to be safe, have a never-used-before 12-character password and use MFA.

The article is not against password managers and if one reads the whole article, the "really nervous" will not be misinterpreted by the average reader.

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Yeah, it's not saying "your Yg^V2jw,C~8fpVnq doesn't matter", just your "Pa$$Word". Don't be a human being who tries to remember these things.

A password manager also protects you against phishing attacks, for example, because it's savvy enough to check for things that could fool a human.

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