IMO, at this point you're not paying so much for the pi, but rather for the community and accessories. It's the entire environment that makes the pi useful; not just the hardware.

(I speak as someone who sucks at programming and doesn't spend a 1/100th of the time learning the latest as I used too as a teen. So having the community around to help with my latest project that I need something more than a microcontroller for, is immensely worthwhile. Obviously those who don't need these types of spillovers would probably be better served with other hardware.)