Well, in the example terms of service that I've read, they discuss a legal agreement between two parties, the user and a corporate entity operating the site. Otherwise the agreement is between what... the user and me personally? Seems not smart legally or very professional. But maybe I'm wrong about this. It was just an assumption and I am inexperienced in these matters. Plus I want to setup payments, which means I need to setup an account. Shouldn't that be in the name of a corporate entity and not me personally?