While I agree with you on 1 and 2, I respectfully disagree on 3. The are many very efficient government programs that function as well as could be expected for such a large system. Voting in the United States, while not always perfect runs mostly clean and efficient. Government run healthcare programs across the world seen to function fairly well. It's not government that's the issue. It goes back to your initial points. Once you have a power imbalance created by either one or a small group owning most of the debt (money) in society, the power imbalance causes corruption. The solution is relatively simple but unpalatable. Once a group reaches a certain percentage, not a specific number, of debt above the median they get taxed more heavily with that money going either directly to the bottom or to programs that benefit all. The percentages are relatively easy too, break the groups into quartiles. The top quartile should not have more money than the next lowest quartile. If more people become wealthier the taxation automatically becomes higher to spread the wealth. To keep individuals from gaining all the power you adjust the number of people based on a bell curve. Those in the top quartile should be very rare, the and as those in the bottom. That's the entirety of the taxation system. It's based on owned debt. It doesn't matter what you spend your money on, or anything like that. Money gets efficiently spread to the middle class and on keeping the lowest portions of society from abject poverty. What the wealthy do with their money at that point doesn't matter because there's a built in check in the system. Punishment for hiding money would be brutal, if the wealthy want to leave, there's the door.