My one felony from 12 years ago for smoking pot in public has cost me more money/jobs/promotions/relationships from Google searches and background checks than anything imaginable [in my opinion].
I believe that many criminals simply go back to crime since they're unhireable now that information is at everyone's fingertips.
Debt to society is never paid anymore. We have the Chinese "social credit system" in the U.S.; it's simply not announced the way theirs is.