Having tried a couple of different accounting/budgeting applications, this is what I always end up coming back to. As it just works when it comes to keeping track of finances.

However GnuCash really falls short if you have anything other than default locale settings. Want US language and EU number/date formatting? Syncing that across different OS'? GnuCash will probably struggle with it, you'll need to sometimes set locale, sometimes `LC_MONETARY`, sometimes system regional settings, sometimes all of it, and sometimes it still won't work.

I really wish they would move to a more user friendly settings system.

Also, the whole UI is extremely ugly, and the reports UI/UX could be better. But at the end of the day as a whole package it's still a lot better than a lot of alternatives, and more importantly it's not cloud based.

I hope that one day they'll rework the UI and perhaps adapt reporting, portfolio, etc to be more like something you'd see in banktivity (scroll down for screenshots) https://www.iggsoftware.com/banktivity/