Exactly. I do NOT want to use business plan for my family!
They still do not address whether shared folder count against your space. It is just stupid. This means I can not share the photo folder with my family members. If I have 500G of photos, and I share the photo folder with my other family members, it will take 500G from each one of them? How ridiculous it is! This is why I have to convert from Dropbox to OneDrive. I still use Dropbox without subscription, because it auto renames camera photos.