On introspection, I realized that I was worried about money because the system is set up as a casino. You just HAVE to gamble to save the fruits of your labor. Every investment is more speculation than production. In addition, inflation is way way over what the fed thinks it is.
To add salt to the wound, I'm actually capable of understanding these problems mathematically. My friends/relatives who don't understand all this are blissfully unaware. They live out their lives until a crisis hits and need to beg for money.
I sometimes wonder if I should really take the blue pill and live with the mantra ignorance is bliss.