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> But you don't need any money to make a startup today. Generally, you need a computer with internet access.

And free time.

Among many other mandatory things, yes. But money is not one of them.

Everybody need to eat and pay rent, so yes, you do need money.

Let me rephrase it, you don't need capital.

Otherwise, yes, money is crucial to building a startup. As well as the oxygen you will be breathing while building it.