When you say you've never had a "house", does this mean you still live with your parents?

I think you mostly have existed and not actually lived. You should probably start by just gaining some independence and some outside extracurricular activities.

You should have a house/apartment, a car, a girlfriend, some hobbies. Lack of these things and the ability to live for 10 years on any amount you could have reasonably amassed as a 24 year old corporate programmer is most likely not a topic to brag on. This should be an indication that you need to expand your horizons.