The only problem is that it's UK/EU only. It would probably be better if you can start adding ibans much like Iban First [0].
If Griffin can do something like:
1) Onboard anyone in the world, using e-kyc.
2) Have the ability to handle 50 other currencies.
3) Remittence funds using either Ripple (XRP) or IBM World Wire.
You would definitely have something special.
I know other companies such as getbabb [1] and railsbank [2] are trying to do something similar. But they are years behind.
[0]: https://www.ibanfirst.com
[1]: https://getbabb.com
I suspect Getbabb may have difficulty with the crypto angle. Not clear. Railsbank does not intend on becoming a bank and operates with a lighter-weight regulatory framework than we're aiming for.