No need for name calling. With a stable population, no tax incentives, no legal or government incentives, etc, your home is a depreciating asset. If you've owned a home, you realize it is constantly breaking down and you have to constantly fix it. A home isn't a productive asset like a business. It isn't making you any money "productively". The only way homes become appreciating asset is purely through external manipulation. Increasing population, limiting development, tax incentives, legal incentives, etc. This isn't a secret.

Since you mostly just break the guidelines here we've banned the account. We'd like to unban you if you'd email hn@ycombinator.com and commit to using this site as intended.

https://news.ycombinator.com/newsguidelines.html