That misses the point: it's effectively a (cheap) speeding ticket for bad behavior over the life of the company. It would be a bargain at twice the price from their point of view.
You'd have to be caught going way above the limit to be fined above 1 month of pay, but it's possible.
I'm sorry, but this shit isn't going to end until the U.S. actually punishes white collar crime. Fines _do not_ work.