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This advice isn't falling on deaf ears, rest assured.

The criminal irony here is that we'd already done this with the last job transition. Cable TV, gone. Internet is a necessity, but I downgraded from the 15Mbps plan to 5. Pasta, rice, oatmeal, potato, noodles are the new staples, and steak has been replaced with chicken. Netflix, cancelled.

Figuring out what ELSE to cut is the real killer. But there are always to do more with less.

Thank you.

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If you own, try to rent out your house and then rent a cheaper place closer to work. If you rent, try to move closer to work. If you live in a city you might be able to do without a car. Also, if you have an extra room, you can try renting it out or listing on airbnb (no affiliation). The point is that sometimes you can find low-bandwidth opportunities to make or save a little extra cash on the side.

Start keeping track of where your money are going. I use a notebook for that, and I have categories like clothes, eating out, food, business, etc. I record all expenses and after a while you become more conscious of your expenditures.

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