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So I can take my currency, trade it for crypto, then spend it at stores?

Do you know what would be even more crazy and innovative? If I could skip the middle part and just exchange my dollars directly for goods and services!

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You can, but your sarcasm seems to assume people are just simply converting dollars into bitcoin just to use this debit card. This feature may not be for you, but for those who trade or accept it as a payment for their goods/services. It essentially eliminates the process of selling the bitcoin and/or waiting a few days to transfer the funds to your bank.

The fees listed in the FAQ (https://support.coinbase.com/customer/portal/articles/296991...) are important when considering the trade-off between convenience and cost.

You're paying 2.49% on every transaction, and the fee rises for certain kinds and volumes of transactions.

So a debit card for criminals?

But then you're not storing your money in a deflationary currency.

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