To me as someone who is in no way expert on automation or an economist but someone who knows how profit oriented big business is, especially banks, I have a question: this looks to me like they expect so much automation happening in the future that they can afford the move? Isn't that case with McDonald's too, where they can have self-serving locations in near future, so no problem with raising minimum hourly rates?

The ATMs nowadays do so much on their own. I was taken by surprise when last time I had 5 of my checks scanned and deposited cash into my checkings by a <big bank name here> ATM recently. No human interaction what-so-ever. So I can withdraw money using ATM, I can add money using ATM, and I can cash/deposit checks using ATM. Isn't that like 99% of what their 90% customers do? Isn't that the case that in 5-10 years they will need one person on premises to handle the remaining cases? So then that person can be making 20usd/hr, why not? If they're replacing 4-5 other workers, this is savings anyway.

Of course this won't touch things like mortgages or auto-loans. For now that is...

right?