Thank you so much for the interesting insight. Got your email :)

I am going to look into trying this since it seems to be one of the best options, and I don't know, it just seems like a culpable enough an explanation. Can you kindly explain what you mean by stopping commingling? I don't think I am aware of what the word means in this context.

They have said that they will not necessarily respond to future emails, but I hope if I send this plan they will decide to.

Thank you Patrick.