If the answers are "yes" and "no" it seems like there's almost no reason for me to pick your card over a credit card right? Unless I'm missing something big.
For fraud protection there is 0 liability and we will credit you with the disputed amount instantly and there are several security features built into the card to protect you (on/off switch for ATM withdraws, daily spending limits, virtual cards, and instant push notification).
Point is a digital bank so we offer a checking account and high interest savings in addition to the card, so product/feature wise quite a bit different from a cc.
Did you consult Apple on this? I was recently investigating Apple Developer Program T&C for APNS (Apple Push Notification Service) and they seem to expressly prohibit delivering financial transaction data over push:
> You understand and agree that in order to provide the APN and make Your Push Notifications available on iOS Products, Apple may transmit Your Push Notifications across various public networks, in various media. You acknowledge and agree that the APN is not, and is not intended to be, a guaranteed or secure delivery service, and You shall not use or rely upon it as such. Further, as a condition to using the APN or delivering Local Notifications, You agree not to transmit sensitive personal or confidential information belonging to an individual (e.g., a social security number, financial account or transactional information, or any information where the individual may have a reasonable expectation of secure transmission) as part of any such Notification, and You agree to comply with any applicable notice or consent requirements with respect to any collection, transmission, maintenance, processing or use of an end-user’s personal information.