I am quite certain the reason this works is analog vs digital.
You can only pull off something like this in the analog world a couple of times max, before you are caught and sentenced. And the average expected outcome (expressed in some financial unit) is probably quite small. Alternatively, the (financial) costs in the analog world are higher than the expected gains, so no sane persons would bother trying.
It is probably equally small for doing similar things digital (like over the internet) BUT you can expect to be able to perform it multi times over AND if you choose your country of residence sensibly, you will not go to jail - ever.
We can probably model this something like this:
Expected Outcome:
(1 - propabilityOfGettingCaught)^timesExecuted * timesExecuted * money
The more often executed, the more likely to be caught
Analog:
(1 - .1)^10 + 10 * 10,000 ~= 35k
Digital:
(1 - .00001)^100,000 + 100,000 * 10 ~= 370k
Digital, save location:
(1-0)^100,000 + 100,00 * 10 ~= 1m