> It feels like I am missing something obvious
I'm not sure if you're missing something obvious ..this is HARD, I totally know what you're feeling like.
I was talking with a buddy other day ago (also a consultant); I was grumbling about how clients have "urgent" projects and then proceed to sit on the project proposal for a few weeks...
His response went something like this: "look, there are reason's why consultants are called in to work projects - and those reasons are not that they are well organized, well equipped, well funded ..etc etc". Oddly, that made me feel a bit better.