Keep G Suite, but buy your own domain (whatever.com) so you are in total control. If they ban you, just change DNS records to point to zoho or some other provider.
Why, so Google can pull the rug out from under me at the least opportune moment?
But I agree, too risky. Just stay away from Google. Cons outweigh the pros, for me personally. The only thing I used it for was sheets, docs and gmail. LibreOffice is more than adequate for me, and far better than the Google alternatives.