First, I want to define "you" as follows:
Multi-usage identifier. "You" functions as stand-in for a hyper rich financier, an immigrant single mother of 2, a college kid working to fund education, a middle aged janitor, etc etc. Any given person existing in the USA.
I'll use "fire safety regulations" as the example.
Your argument is untenable:
1. Individually, you do not have the experience or education to make an informed decision regarding fire safety (be it, determining whether you want to work in a location given the fire safety mechanisms they have chosen, or, choosing to eat in a location given the fire safety mechanisms they have chosen, etc).
2. You probably don't have a choice in the fire safety mechanism implementations of where you eat, work, live. You more than likely are forced to make those decisions based on factors such as the need to have money to eat (place of employment), the need for a heated place to live in the winter (place of residence) that is within your budget, etc. Therefore, there is no "government choosing for you," there is no "you choosing for you," it is whoever owns the building.
3. As evidenced in rapidly developing nations, those that do have the power to make decisions regarding fire safety mechanisms will, deliberately or otherwise, make bad ones, without government regulation and enforcement.
http://iafss.org/publications/fss/8/353/view/fss_8-353.pdf
Don't forget that regulations aren't just an enforcement mechanism, they're a standards one. The government pooled our resources to find "the best" standard way to make fire safety in buildings acceptable. That allows builders and parts manufacturers to efficiently develop a standard set of fittings and equipment. It literally saves everyone money, while saving lives.
Anyway the most telling point is if OP gets his wish, then next time a bunch of people burn to death the public will clamor again for mandatory fire escapes, inevitably. We aren't the sort of people he wishes we were.
Could you explain to me how you would draw the line? People can't and shouldn't be protected from themselves.
A good example is that I got addicted to heroin. It was terrible, yet, I believe that drugs should be legal and that people need to make their own choices, regardless of the consequences.