With cars having increased connectivity, I wonder how much drama it would cause if the radio stopped working, fuel efficiency started going down, etc, when you were late on a car payment.
I'll try and find it.
If a contract was in place for a piece of work, similar to a finance agreement on a vehicle, then legal recourse is the way to go. Be it repossession or a lawsuit.
The right answer is always have a legally binding contract :)
We do offer payment holidays and finance restructuring as to those that miss a payment.