Would a taxi customer be able to obtain anything from a taxi company beside the money paid out by the insurance? Does it matter who pays for the insurance, company vs driver? Aren't a lot of taxi driver insured themselves?
I don't see technology to call the ride (an apps vs phone), or work arrangement (cab might be an employee or a contractor to a large company vs an "independent worker" makes a difference. Would a taxi company bear more responsibilities? How?