As a short-term tenant who isn't eligible for property insurance, there is no way for me insure against losses. I spent considerable time trying to get a policy after our burglary, and it wasn't possible. In my opinion, providing this insurance should be handled by the marketplace.

The problem is that Airbnb stays are similar to airline flight delays - the cost of a problem can result in many times more costs than just the cost of the flight.

The EU has very strict laws - if you booked a flight in good faith, then the airline is responsible for getting you to your destination, paying for your needs (food/housing) until that happens, and pay cash compensation of up to 600 euros.

In my opinion, the government should provide the same type of legislation for short-term stays. If you make a booking, the platform should at least be responsible for housing you for the duration of your stay.