Can you expand on 'this negative minority' ? Because I think there are a lot more poor people than 'upper middle class' people in this country.
> I have little sympathy for people who consistently plan poorly and make bad decisions
Why not? Self control isn't some moral, righteousness, trait. To possess a certain level of self control, is to be lucky in its own right. Turns out its generally dictated by the Pre Frontal Cortex. And when that gets damaged (whether via head injury, lead poisoning as a child, malnourishment, any number of reasons), people lose self control: https://jnnp.bmj.com/content/71/6/720