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Regulation bodies, existing payment infrastructure, perception of privacy concerns are some of primary hindrances for a super app to not exist in west.

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> super app

Are you referring to WeChat? If so, I think Telegram is well positioned for that in the west.

Have been happy user of telegram, what is new?

Telegram's creating a blockchain platform for payment processing on the app. Telegram TON or something. Raised a few $B for the funding.

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