Their kid normally wakes up in the middle of the night, except this time, he freaked right out like he was scared. They were wondering what was going on with him, when one of the parents heard the M5 turn on (it's pretty distinct). "That's my car!" His wife said, "Naw, you're crazy, no way."
Sure enough, enough, key fob attack and theft. Caught on their video cameras. Filed the police report, claimed insurance, cried internally about the loss of a gorgeous vehicle. In all seriousness though, it's just a car, so no big deal, but nothing will fix the violation you feel, and the fact that you were being targeted.
If I were the insurance companies, I'd be putting pressure on the car companies, but hey, maybe it's just the cost of doing business for them. Better to pay out for a vehicle theft, vs. actual injuries from a collision. That's probably why there's little incentive to fix it, especially if fixing it makes your product less convenient.