Like any psychoactive substance or even any form of escapism, there is a certain amount of personal responsibility required for safe usage. The user needs to be self-aware enough to be able to gauge when they should stop.
For most people, this shouldn't be a problem. but if you find yourself using it as "an escape" or "a way to cope" on a regular basis, I believe you are somewhat at risk. The same is true for video games, junk food, and collecting baseball cards.
It will never get to a point where you are sleeping in the streets robbing people just to get another hit of marijuana. But it may get to a point where you are smoking too much every day after work, and you start to have a hard time falling asleep without it. Maybe you spend too much money on it. Maybe you stop caring about other hobbies and interests.
Again, most people, especially relatively mature adults who don't have the unlimited free time to be stoned too often, probably don't have that issue. I suspect (without proof) that one is more likely to get addicted to soda or junk food. Like any psychoactive drug, it's not a substitute for mental health resources, whether that be family/friends or a professional therapist. In my opinion, even the temptation to overuse is a warning sign into yourself that maybe you should pause and figure out what's actually causing the temptation.
That said, if you just wanna get a little stoned on Thursday night after the kids go to sleep, you will be fine.
Still, after a year, familly support, a diploma, a great job, a non-abusive boyfriend and now an appartment, she is "clean" since early november, after her first try at stopping. I'm pretty sure she'll smoke again on some weekends or for new year eve, but it will be for fun and giggles, not because of any addiction.
Imo if you're well, it is not really addictive. Carefull though if you're at risk for heart problems (again: genetics, overweight, male), don't take it with tobacco. And like any drug, do not take it alone the first time.
If you possibly can, limit your use of those substances to the "good times": celebrating accomplishments, or winding down after a long successful day.
That's my two cents; I'm open to hearing other opinions.