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Another reason is the very strong motivation provided by your winter. Being homeless results in death, which explains why you have very few homeless people in Scandinavia.

Your area also has the highest rates of compulsory mental health hospitalization in Europe. To do so in the US would likely not be constitutional.

People of Scandinavian descent in the US have much lower levels of homelessness as well, so I think it's far more likely a socio-cultural cause, rather than political.

You work hard, your family works hard, and you help people out. Its sort of unspoken, but I've seen it in action a few times.

In no sense is that a "Scandinavian"-specific trait.