I want the device to be perfect so I don't have to think about it. Some devices should just work and not be thought of. (I include the refrigerator in this group)
Yes, but you are speaking in ideals. In the real world, that is incredibly rarely the case. So the choice is between a locked-down, heavily imperfect device or an open one that comes with that risk, caveat emptor.
There are pacemakers out there using NFC or some similar tech to talk to an external processor and battery pack. I bet the security on those is utterly tragic. The relevant regulatory bodies are absolutely not going to do a damn thing about it until there's a body count--of that much I am 100% certain.
Murder via medical device malware sounds like the plot of a rejected Gibsonian short story, but stuff like that will happen in our world. Somebody is eventually going to think that might be just the way to off grandpa so they can hurry up and get that inheritance.