If your card gets stolen however, you go to the bank, fill out a ton of forms, pay a fee for losing your card. Wait a few days for your new card to be delivered in the mail. And then, finally can you pay again. In the meanwhile, you are forced to pay with... cash! Which nobody accepts, because not having a debit card is socially unacceptable in our society.
But try losing your card overseas and see how you feel then... Especially if you have to put a stop on your card... Slow and very painful...
Unless you have a spare you'll be asking a friend to use Western Union for bridge finance.
Depends on the card. With Amex or Diners Club it’s not a problem.
Not sure which country you are talking about but the vast majority of people go to an ATM not the bank to get cash. You still need a debit card to get cash from an ATM.
I haven't been to a bank for getting cash in 10 years. And as you say, ATMs are where you get cash.
Self-checkout person was going "what the hell?" on that one. I also heard her talking to others about being hungry from break being delayed. I gave her the grapes after explaining what I was doing. She was happy, too. Probably did it herself at some point haha. Cashiers trip out to this day if I tell them about that whenever someone is buying a candy bar or something to get cash back. Occasionally, person in line leaves to get a grape. Just one. :)
But I actually assumed just the cash was gone. Either bank or ATM works fine in that situation.