We think that 18 year olds are too irresponsible to drink alcohol, but they are wise and responsible enough to take out $50K in student loans. If that isn't pure evil, I don't know what is.
Adam Smith said debt is slavery for a reason. Can't imagine a just society saddling so much young people with so much debt at such an early age.
But then again, public utilities are now peddling gambling ads and the US has never been a just nation like we pretended to be.