As soon as you are legally allowed to be bound to a contract, our own government swoops in and tries to steal your future life savings before you even have the knowledge to know what's happening.
It's predatory lending at it's finest. And the loans come directly from the government. AND they're the only loans you CAN'T default on.
I wonder if any government in history has ever been good to its people. But, man, does it really seem like governments now are really fucking the 90% over.