A lot of people seem to express your sentiment. I find that surprising. I would have thought anyone who went to University has done this sort of thing many times, for instance. As large bureaucratic organizations, they are infinitely 'hackable.' Education generally has lots of opportunities. I've added classes after taking the finals for them, for instance. You know that's not what they intend.
Any system that loves its rules is ripe for this sort of thing. My wife's mother was born in Canada but came over as a child and had to renounce her citizenship at one point. They changed their rules so we were able to get her citizenship re-instated and my wife can be a Canadian citizen too. She's never even been to Canada.
I always get a little thrill out of beating rules people with their rules. These things aren't harmful (generally) to members of the system, though these kinds of loopholes only tend to exist as long as they aren't too greatly used.
Now being a welfare cheat or talking about how much you like shoplifting is probably not a good idea, but doesn't everyone commit a little harmless loophole exploitation from time to time?
EDIT: The general weakness of institutions are rules. Anyone wanted to disrupt such things needs to know how to exploit those weaknesses.