Private health insurance is $3k/yr here, so it's part of the $15-20k/yr.
I'm not sure if I'd apply in any case. I feel like it's questionable ethically to take public assistance when I could earn a high income if I chose to work for an employer.
* this is where you can usually tell someone is judging
And your metaphor of the poor as children you wouldn't steal candy from is exactly the kind of ideological superiority i'm talking about.