I feel like this is viewed negatively because it has "Chinese" attached to it.
Here's an article where a credit score based on phone habits is viewed positively: https://www.forbes.com/sites/clareoconnor/2017/02/22/woman-l...
Here's an article where a credit score based on phone habits is viewed positively: https://www.forbes.com/sites/clareoconnor/2017/02/22/woman-l...
https://www.forbes.com/sites/audreymurrell/2018/07/31/pushin...
It's not. It's because of scale. If a similar system was being implemented in the US the shitstorm would be even bigger.
Tala is a whole other story, it is small scale and not mandatory. As it grows to the point where using it is expected or required it will face the same exact criticism.
I get what you're saying, but I still sense some cognitive dissonance. If the US lets some hip start up build a social credit score and then just heavily buys into it, I think it will face less pushback than if they use a scary federal contractor to build the same score. I get the feeling that people think governments are intentionally evil.
You can certainly feel whatever you want, but I see many many comments with specific privacy concerns that don't even mention China.
In fact, when I glanced at the comments before clicking through to the article, none of the top comments mentioned China.