When arriving from Europe to the US it feels like going back in time. To take an example, in Poland most card transactions are contactless and I don't think there are any terminals left that do not accept contactless payments. When Apple Pay was enabled, it was instantly available everywhere (and I do mean everywhere) and nobody even calls it "apple pay", it's just known as paying with your phone, which was possible with android phones for a long time already.

Also, I don't think there are any places left where you swipe the magnetic stripe. If for some reason you don't use contactless, it's a chip transaction. I believe it's pretty much the same all across Europe?