You seem to be arguing that the analogy is bad because there is no check on his behavior, I don't know why this is a necessary condition, but it's not true anyway, there's the same check as in the analogy: reputation. If I deny access to someone to my pool for no reason or a bad reason, my reputation will suffer in the community. It's the same thing in open source. That is why it is often described by people as a community.
I don't think I did understand it poorly. Using a word like "gross" denotes a certain emotion. They also said, "I would rather use non-free software than risk being sued just for being a user." This makes it sound like getting "sued for just being a user", in other words, unreasonably, is likely. All I'm saying is that I don't think that risk is as high as OP is making it seem, especially if you're not a bad neighbor, which I think is a reasonable thing for Zed to expect.