I think this mentality is misguided. Many walk into student loans without a full understanding of the debt they are taking on. The mantra of “you must go to college, price be damned” leads many to bite more than they can chew.

Should we blame those that fall prey to predatory loan practices? Especially at 18, most are not fully equipped to evaluate the debt they are signing up for and its implications.

It seems a better approach would be to look at the root of the problem, which is that easy credit for education has incentivized bad apples to exploit vulnerable people. Just because you were smart enough to not be exploited does not mean others should suffer.