Don't forget the gymnasiums, stadiums, aquatic centers and all the other high-priced facilities that schools have constructed to compete for those easy-to-get student dollars. Because who can learn in an environment without swimming pools?

You often do because the cost of administering financial aid and loan programs is much more than if the government simply funded education. The same applies to healthcare: you need dozens of administrators because you have dozens of insurers to deal with. Simplify the system so all costs are paid for by the state and your costs go down.