This perspective is bullshit. You can do anything you want, without real fear, no matter who you are. There's a panoply of literature to help you change your mindset. Seek it out.
> They all have the money to do anything they want without any real fear, whereas I do not. I don't have their wide friend groups at my company, and the lifestyles of the people at my company are decidedly "normal" because of my peers' advanced ages and differing priorities (many have kids and didn't go to elite schools).
This is an excuse. I am not anything like the friends you described, and I have a wide circle of friends, and do exactly what I want in life. So does everyone I call a close friend. They all come from completely different backgrounds. It took years of hard work to get here. Start now.
Sorry for the off-topic post in this thread, but I think it's deeply important to refute this kind of thinking. Don't waste your life.